Why take independent financial advice?
By taking unbiased "independent" advice you get more choice than you would
by going to a Direct Insurer. More choice generally means lower premiums and
a contract that is tailored to suit your individual needs. If you are
thinking of buying direct from a specific Insurance Company, be aware that
an individual company can only advise on their own products and are
inevitably biased towards them.
What does the independent financial advice cost?
The recommendation report is free and you are not obligated to take up any
recommendations although this may be advisable. If you decide to proceed
with the recommendations the products will be established on either a fee or